:root {
  --bg: #f6f7f9;
  --bg-deep: #eef1f4;
  --ink: #14181f;
  --ink-soft: #5b6472;
  --line: rgba(20, 24, 31, 0.08);
  --panel: #ffffff;
  --accent: #ff6a1a;
  --accent-soft: #fff1e8;
  --accent-ink: #ffffff;
  --teal: #0d6b63;
  --teal-soft: #e6f5f2;
  --warn: #9a5b00;
  --shadow: 0 10px 30px rgba(20, 24, 31, 0.06);
  --shadow-soft: 0 4px 14px rgba(20, 24, 31, 0.04);
  --max: 1200px;
  --font-display: "Unbounded", system-ui, sans-serif;
  --font-body: "Manrope", system-ui, sans-serif;
  --radius: 14px;
  --radius-sm: 10px;
  --radius-pill: 999px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background:
    radial-gradient(ellipse 70% 40% at 100% -10%, rgba(255, 106, 26, 0.08), transparent 50%),
    radial-gradient(ellipse 50% 35% at -10% 20%, rgba(13, 107, 99, 0.06), transparent 45%),
    var(--bg);
  line-height: 1.55;
  min-height: 100vh;
}

a {
  color: var(--teal);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--accent);
}

img {
  max-width: 100%;
  display: block;
}

.wrap {
  width: min(100% - 2.5rem, var(--max));
  margin-inline: auto;
  padding-inline: 0;
}

@media (min-width: 1440px) {
  .wrap {
    width: min(100% - 4rem, var(--max));
  }
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(14px);
  background: rgba(246, 247, 249, 0.82);
  border-bottom: 1px solid transparent;
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.95rem 0;
}

.brand {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.08rem;
  letter-spacing: -0.03em;
  color: var(--ink);
  text-decoration: none;
}

.brand span {
  color: var(--accent);
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.25rem;
  font-size: 0.9rem;
}

.nav a {
  color: var(--ink-soft);
  text-decoration: none;
  padding: 0.4rem 0.7rem;
  border-radius: var(--radius-pill);
  transition: background 0.18s ease, color 0.18s ease;
}

.nav a:hover,
.nav a[aria-current="page"] {
  color: var(--ink);
  background: rgba(20, 24, 31, 0.05);
}

.hero {
  padding: 3.2rem 0 2.4rem;
  border-bottom: 1px solid var(--line);
}



.hero--home,
.hero--slider {
  position: relative;
  min-height: min(62vh, 520px);
  display: grid;
  align-items: center;
  padding: 2.2rem 0 1.4rem;
  overflow: hidden;
  border-bottom: none;
  background:
    radial-gradient(ellipse 55% 60% at 92% 30%, rgba(255, 106, 26, 0.14), transparent 60%),
    radial-gradient(ellipse 40% 50% at 8% 85%, rgba(13, 107, 99, 0.09), transparent 55%),
    transparent;
}

.home-slider {
  width: 100%;
}

.home-slider__track {
  position: relative;
}

.home-slide {
  animation: home-slide-in 0.45s ease;
}

.home-slide[hidden] {
  display: none !important;
}

@keyframes home-slide-in {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .home-slide {
    animation: none;
  }
}

.home-slide__title {
  margin: 0.35rem 0 0;
  font-family: var(--font-display);
  font-size: clamp(1.55rem, 3vw, 2.15rem);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.1;
  max-width: 18ch;
}

.hero__visual {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 240px;
}

.home-calc__panel--slide {
  width: min(100%, 320px);
  transform: rotate(-3deg);
}

.slide-rates {
  display: grid;
  gap: 0.85rem;
  width: min(100%, 280px);
  padding: 1.35rem 1.4rem;
  border-radius: 20px;
  background:
    radial-gradient(ellipse 80% 60% at 80% 0%, rgba(255, 138, 61, 0.22), transparent 50%),
    linear-gradient(160deg, #163f3f 0%, #0d5c56 42%, #122428 100%);
  color: #f3faf8;
  box-shadow: 0 18px 40px rgba(18, 22, 28, 0.16);
}

.slide-rates p {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1rem;
  margin: 0;
  font-variant-numeric: tabular-nums;
}

.slide-rates span {
  font-weight: 700;
  letter-spacing: 0.04em;
  opacity: 0.75;
}

.slide-rates strong {
  font-family: var(--font-display);
  font-size: 1.55rem;
}

.home-slider__controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.85rem;
  padding: 0.35rem 0 0.5rem;
}

.home-slider__btn {
  width: 2.4rem;
  height: 2.4rem;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--panel);
  color: var(--ink);
  font-size: 1.35rem;
  line-height: 1;
  cursor: pointer;
  box-shadow: var(--shadow-soft);
}

.home-slider__btn:hover {
  border-color: var(--teal);
  color: var(--teal);
}

.home-slider__dots {
  display: flex;
  gap: 0.45rem;
}

.home-slider__dot {
  width: 0.55rem;
  height: 0.55rem;
  padding: 0;
  border: 0;
  border-radius: 999px;
  background: rgba(20, 24, 31, 0.18);
  cursor: pointer;
}

.home-slider__dot.is-active {
  width: 1.35rem;
  background: var(--accent);
}

.hero--compact {
  min-height: auto;
  padding: 1.5rem 0 1.8rem;
  align-items: start;
}

.hero__stage {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(260px, 0.95fr);
  gap: 1.5rem 3rem;
  align-items: center;
  min-height: inherit;
  text-align: left;
  padding-bottom: 0;
}

.hero__copy {
  position: relative;
  z-index: 2;
  max-width: 34rem;
  padding: 0.4rem 0;
}

.hero__copy h1 {
  font-size: clamp(1.85rem, 3.8vw, 2.7rem);
  line-height: 1.1;
  letter-spacing: -0.03em;
  margin: 0.4rem 0 0;
}

.hero__copy .lead {
  margin: 1rem 0 0;
  color: var(--ink-soft);
  font-size: 1.05rem;
  max-width: 32rem;
}

.hero__copy .actions {
  margin-top: 1.5rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-start;
  gap: 0.7rem;
}

.hero__card-slot {
  position: relative;
  z-index: 1;
  width: 100%;
  min-height: 280px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: visible;
  pointer-events: none;
  perspective: 900px;
}

.hero-card {
  width: min(100%, 360px);
  aspect-ratio: 1.586;
  border-radius: 20px;
  padding: 1.35rem 1.5rem 1.45rem;
  text-align: left;
  color: #f4faf8;
  background:
    radial-gradient(ellipse 80% 70% at 15% 0%, rgba(255, 138, 61, 0.22), transparent 45%),
    linear-gradient(155deg, #1a4545 0%, #0f5c5c 40%, #122428 100%);
  box-shadow:
    0 28px 50px rgba(18, 22, 28, 0.18),
    0 10px 24px rgba(15, 92, 92, 0.28),
    0 0 0 1px rgba(255, 255, 255, 0.1) inset;
  transform: translate3d(0, 42%, 0) rotate(-8deg);
  opacity: 0;
  will-change: transform, opacity;
}

.hero-card.is-in {
  animation: hero-card-rise 1.05s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.hero-card.is-risen {
  opacity: 1;
  transform: translate3d(0, 0, 0) rotate(-8deg);
}

.hero-card.is-float {
  animation: hero-card-float 5.2s ease-in-out infinite;
}

@keyframes hero-card-rise {
  0% {
    transform: translate3d(0, 48%, 0) rotate(-8deg);
    opacity: 0;
  }
  45% {
    opacity: 1;
  }
  100% {
    transform: translate3d(0, 0, 0) rotate(-8deg);
    opacity: 1;
  }
}

@keyframes hero-card-float {
  0%,
  100% {
    transform: translate3d(0, 0, 0) rotate(-8deg);
  }
  50% {
    transform: translate3d(0, -10px, 0) rotate(-7deg);
  }
}

.hero-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.35rem;
}

.hero-card__chip {
  display: block;
  width: 46px;
  height: 34px;
  border-radius: 7px;
  background: linear-gradient(135deg, #d6b56a, #f0e2b0 45%, #b8923d);
  margin-bottom: 0;
  opacity: 1;
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.35) inset;
}

.hero-card__ps {
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  font-weight: 700;
  opacity: 0.8;
}

.hero-card__brand {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.25rem;
  letter-spacing: -0.03em;
}

.hero-card__brand span {
  color: #ff8a3d;
}

.hero-card__label {
  margin: 1.45rem 0 0.2rem;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.7;
}

.hero-card__value {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 2.55rem);
  font-weight: 700;
  letter-spacing: -0.04em;
  line-height: 1;
}

.hero-card__meta {
  margin: 0.5rem 0 0;
  font-size: 0.82rem;
  opacity: 0.62;
}

@media (max-width: 860px) {
  .hero--home,
  .hero--slider {
    min-height: auto;
    padding-bottom: 0.5rem;
  }

  .hero__stage {
    grid-template-columns: 1fr;
    gap: 0.5rem;
    text-align: left;
  }

  .hero__copy {
    max-width: none;
    order: 1;
  }

  .hero__card-slot {
    order: 2;
    min-height: 220px;
    margin-top: 0.4rem;
  }

  .hero-card,
  .hero-card.is-risen {
    transform: translate3d(0, 18%, 0) rotate(-4deg);
  }

  .hero-card.is-in {
    animation: hero-card-rise-mobile 0.95s cubic-bezier(0.16, 1, 0.3, 1) forwards;
  }

  .hero-card.is-float {
    animation: hero-card-float-mobile 5s ease-in-out infinite;
  }

  @keyframes hero-card-rise-mobile {
    from {
      transform: translate3d(0, 55%, 0) rotate(-4deg);
      opacity: 0;
    }
    to {
      transform: translate3d(0, 18%, 0) rotate(-4deg);
      opacity: 1;
    }
  }

  @keyframes hero-card-float-mobile {
    0%,
    100% {
      transform: translate3d(0, 18%, 0) rotate(-4deg);
    }
    50% {
      transform: translate3d(0, 14%, 0) rotate(-3deg);
    }
  }
}

.nav-panels {
  display: none;
}

.link-stack {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.link-stack a {
  text-decoration: underline;
  text-underline-offset: 3px;
  color: var(--teal);
  line-height: 1.35;
}

.link-stack a:hover {
  color: var(--accent);
}

.link-stack strong {
  color: var(--ink);
  font-weight: 700;
}

.offer-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 1rem;
}

.catalog-filters {
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
  margin-bottom: 1.25rem;
  padding: 1.05rem 1.15rem 1.15rem;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: var(--shadow-soft);
}

.catalog-filters__row {
  display: grid;
  grid-template-columns: 1.5fr repeat(3, minmax(0, 1fr));
  gap: 0.7rem;
  align-items: end;
}

.catalog-filters__row--checks {
  grid-template-columns: repeat(4, auto);
  justify-content: start;
  align-items: center;
  gap: 0.55rem;
  padding-top: 0.15rem;
}

.catalog-field {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  font-size: 0.75rem;
  color: var(--ink-soft);
  font-weight: 600;
  letter-spacing: 0.01em;
}

.catalog-field--grow {
  min-width: 0;
}

.catalog-field--inline {
  flex-direction: row;
  align-items: center;
  gap: 0.55rem;
}

.catalog-field input,
.catalog-field select {
  min-height: 44px;
  border: 1px solid var(--line);
  background: var(--bg);
  color: var(--ink);
  padding: 0.45rem 0.9rem;
  font: inherit;
  font-weight: 500;
  border-radius: var(--radius-sm);
  transition: border-color 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
  appearance: none;
  background-image: none;
}

.catalog-field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235b6472' d='M1.1 1.2 6 6.1l4.9-4.9 1.1 1.1L6 8.2.0 2.3z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.9rem center;
  padding-right: 2.1rem;
}

.catalog-field input:hover,
.catalog-field select:hover {
  border-color: rgba(13, 107, 99, 0.28);
}

.catalog-field input:focus,
.catalog-field select:focus {
  outline: none;
  border-color: rgba(13, 107, 99, 0.45);
  box-shadow: 0 0 0 3px rgba(13, 107, 99, 0.12);
  background: #fff;
}

.catalog-check {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  min-height: 40px;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-pill);
  border: 1px solid var(--line);
  background: var(--bg);
  font-size: 0.86rem;
  color: var(--ink-soft);
  font-weight: 600;
  cursor: pointer;
  user-select: none;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}

.catalog-check input {
  width: 0.95rem;
  height: 0.95rem;
  margin: 0;
  accent-color: var(--teal);
}

.catalog-check:hover {
  border-color: rgba(13, 107, 99, 0.3);
  color: var(--ink);
}

.catalog-check:has(input:checked) {
  background: var(--teal-soft);
  border-color: rgba(13, 107, 99, 0.35);
  color: var(--teal);
}

.catalog-reset {
  min-height: 40px;
  padding-inline: 1rem;
  border-radius: var(--radius-pill);
}

.offer-badge--accent {
  background: var(--accent-soft);
  color: #c44d0d;
}

.offer-badge--teal {
  background: var(--teal-soft);
  color: var(--teal);
}

.offer-badge--muted {
  opacity: 0.7;
}

.offer-badge--verified {
  background: var(--teal-soft);
  color: var(--teal);
}

.offer--verified {
  border-color: rgba(13, 107, 99, 0.28);
}

.offer--draft {
  opacity: 0.96;
}

.offers--curated {
  margin-top: 1rem;
}

.offers--curated .offer {
  box-shadow: 0 1px 0 rgba(13, 107, 99, 0.06);
}

.offers__empty {
  margin: 0;
  padding: 1.4rem;
  border: 1px dashed var(--line);
  border-radius: var(--radius);
  color: var(--ink-soft);
  background: rgba(255, 255, 255, 0.6);
  text-align: center;
}

@media (max-width: 960px) {
  .catalog-filters__row,
  .catalog-filters__row--checks {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 640px) {
  .catalog-filters__row,
  .catalog-filters__row--checks {
    grid-template-columns: 1fr;
  }
}

.offer-filter {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-pill);
  border: 1px solid var(--line);
  background: var(--panel);
  color: var(--ink-soft);
  text-decoration: none;
  font-size: 0.88rem;
  font-weight: 600;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}

.offer-filter--active,
.offer-filter:hover {
  background: var(--teal-soft);
  border-color: rgba(13, 107, 99, 0.28);
  color: var(--teal);
}

.offers {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.offers__count {
  margin: 0 0 0.35rem;
  color: var(--ink-soft);
  font-size: 0.88rem;
}

.offer {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
  transition: box-shadow 0.2s ease, transform 0.2s ease, border-color 0.2s ease;
}

.offer:hover {
  box-shadow: var(--shadow);
  border-color: rgba(13, 107, 99, 0.16);
}

.offer__main {
  display: grid;
  grid-template-columns: minmax(180px, 1.15fr) minmax(0, 2fr) auto;
  gap: 1rem 1.2rem;
  padding: 1.15rem 1.25rem;
  align-items: center;
}

.offer__identity {
  display: flex;
  gap: 0.85rem;
  align-items: flex-start;
}

.offer__logo {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: linear-gradient(145deg, var(--teal-soft), #f3faf8);
  color: var(--teal);
  display: grid;
  place-items: center;
  font-family: var(--font-display);
  font-weight: 700;
  flex-shrink: 0;
}

.offer__bank {
  margin: 0 0 0.12rem;
  font-size: 0.8rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.offer__title {
  margin: 0 0 0.4rem;
  font-size: 1.05rem;
  letter-spacing: -0.02em;
}

.offer__title a {
  color: var(--ink);
  text-decoration: none;
}

.offer__title a:hover {
  color: var(--accent);
}

.offer__badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.3rem;
}

.offer-badge {
  font-size: 0.72rem;
  padding: 0.22rem 0.55rem;
  background: var(--bg);
  color: var(--ink-soft);
  border-radius: var(--radius-pill);
  font-weight: 600;
}

.offer__metrics {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.65rem 0.85rem;
}

.offer__metric-label {
  display: block;
  font-size: 0.72rem;
  color: var(--ink-soft);
  margin-bottom: 0.18rem;
  font-weight: 600;
}

.offer__metric-value {
  font-family: var(--font-display);
  font-size: 0.98rem;
  letter-spacing: -0.02em;
}

.offer__metric-value small {
  font-family: var(--font-body);
  font-size: 0.72rem;
  color: var(--ink-soft);
  font-weight: 500;
}

.offer__cta {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  align-items: stretch;
  min-width: 148px;
}

.offer__cta .btn {
  min-height: 42px;
  padding-inline: 1.1rem;
}

.offer__more {
  text-align: center;
  font-size: 0.84rem;
  color: var(--ink-soft);
  text-decoration: none;
  font-weight: 600;
  padding: 0.25rem 0.5rem;
  border-radius: var(--radius-pill);
  transition: color 0.15s ease, background 0.15s ease;
}

.offer__more:hover {
  color: var(--teal);
  background: var(--teal-soft);
}

.offer__promo {
  display: flex;
  gap: 0.7rem;
  align-items: baseline;
  padding: 0.65rem 1.25rem 0.8rem;
  background: linear-gradient(180deg, rgba(246, 247, 249, 0.65), rgba(246, 247, 249, 0.95));
  border-top: 1px solid var(--line);
  font-size: 0.86rem;
  color: var(--ink-soft);
}

.offer__promo-label {
  font-size: 0.7rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--teal);
  flex-shrink: 0;
}

@media (max-width: 960px) {
  .offer__main {
    grid-template-columns: 1fr;
  }

  .offer__metrics {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .offer__cta {
    flex-direction: row;
    align-items: center;
  }

  .offer__more {
    text-align: left;
    padding-inline: 0.75rem;
  }
}

.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 0.85rem;
  font-weight: 700;
}

h1,
h2,
h3 {
  font-family: var(--font-display);
  letter-spacing: -0.03em;
  line-height: 1.15;
  margin: 0 0 0.75rem;
}

h1 {
  font-size: clamp(2rem, 5vw, 3.4rem);
  max-width: 22ch;
}

.hero__copy h1,
.hero--compact h1 {
  max-width: min(100%, 28ch);
}

h2 {
  font-size: clamp(1.35rem, 2.6vw, 1.85rem);
}

h3 {
  font-size: 1.1rem;
}

.lead {
  font-size: 1.12rem;
  color: var(--ink-soft);
  max-width: 42rem;
  margin: 0 0 1.5rem;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  min-height: 44px;
  padding: 0.7rem 1.25rem;
  border-radius: var(--radius-pill);
  border: 1px solid transparent;
  font-weight: 700;
  font-size: 0.92rem;
  text-decoration: none;
  cursor: pointer;
  font-family: var(--font-body);
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}

.btn:active {
  transform: translateY(1px);
}

.btn--primary {
  background: var(--accent);
  color: var(--accent-ink);
  box-shadow: 0 8px 18px rgba(255, 106, 26, 0.22);
}

.btn--primary:hover {
  background: #ff781f;
  color: var(--accent-ink);
  box-shadow: 0 10px 22px rgba(255, 106, 26, 0.28);
}

.btn--ghost {
  background: #fff;
  border-color: var(--line);
  color: var(--ink);
  box-shadow: var(--shadow-soft);
}

.btn--ghost:hover {
  background: var(--bg);
  border-color: rgba(20, 24, 31, 0.16);
  color: var(--ink);
}

.section {
  padding: 2.75rem 0;
}

.section--tight {
  padding: 1.75rem 0;
}

.grid-3 {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-2 {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

@media (max-width: 860px) {
  .grid-3,
  .grid-2 {
    grid-template-columns: 1fr;
  }

  .nav {
    display: none;
  }
}

.tile {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.15rem 1.2rem;
  box-shadow: var(--shadow-soft);
}

.tile h3 {
  margin-bottom: 0.4rem;
}

.tile p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 0.95rem;
}

.tile a.stretched {
  color: inherit;
  text-decoration: none;
}

.meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  font-size: 0.85rem;
  color: var(--ink-soft);
  margin: 0.5rem 0 1.25rem;
}

.prose {
  max-width: 44rem;
}

.prose p {
  margin: 0 0 1rem;
}

.prose ul,
.prose ol {
  padding-left: 1.15rem;
  margin: 0 0 1rem;
}

.prose li {
  margin-bottom: 0.4rem;
}

.prose h2 {
  margin: 1.75rem 0 0.75rem;
  font-family: var(--font-display);
  font-size: 1.25rem;
  letter-spacing: -0.02em;
}

/* —— Articles hub (/stati/) —— */
.hero--articles {
  position: relative;
  padding: 2.4rem 0 2.6rem;
  overflow: hidden;
  border-bottom: none;
  background:
    radial-gradient(ellipse 55% 55% at 92% 12%, rgba(255, 106, 26, 0.14), transparent 58%),
    radial-gradient(ellipse 42% 48% at 4% 88%, rgba(13, 107, 99, 0.11), transparent 55%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.35), transparent 70%);
}

.hero__stage--articles {
  min-height: auto;
  align-items: center;
  padding-bottom: 0.4rem;
}

.hero--articles .hero__card-slot {
  min-height: 0;
  justify-content: flex-end;
  align-items: stretch;
  perspective: none;
}

.hero--articles .breadcrumbs a {
  color: var(--ink-soft);
}

.breadcrumbs--hero {
  margin: 0 0 1rem;
}

.editorial-panel {
  width: min(100%, 360px);
  margin-left: auto;
  padding: 1.7rem 1.55rem 1.45rem;
  border-radius: 22px;
  color: #f3faf8;
  background:
    radial-gradient(ellipse 90% 60% at 80% 0%, rgba(255, 138, 61, 0.3), transparent 50%),
    linear-gradient(160deg, #163f3f 0%, #0d5c56 42%, #122428 100%);
  box-shadow:
    0 28px 50px rgba(18, 22, 28, 0.18),
    0 10px 24px rgba(15, 92, 92, 0.22),
    0 0 0 1px rgba(255, 255, 255, 0.1) inset;
  transform: rotate(-4deg);
  animation: editorial-in 0.9s cubic-bezier(0.16, 1, 0.3, 1) both;
}

@keyframes editorial-in {
  from {
    opacity: 0;
    transform: translate3d(0, 28px, 0) rotate(-4deg);
  }
  to {
    opacity: 1;
    transform: translate3d(0, 0, 0) rotate(-4deg);
  }
}

.editorial-panel__label {
  margin: 0;
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  opacity: 0.65;
}

.editorial-panel__eq {
  margin: 1.15rem 0 0.4rem;
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 2.5vw, 1.5rem);
  letter-spacing: -0.03em;
  line-height: 1.25;
}

.editorial-panel__note {
  margin: 0;
  font-size: 0.95rem;
  opacity: 0.72;
}

.editorial-panel__brand {
  margin: 1.7rem 0 0;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.15rem;
  letter-spacing: -0.03em;
}

.editorial-panel__brand span {
  color: #ff8a3d;
}

.section--articles {
  padding-top: 0.25rem;
  padding-bottom: 3rem;
}

.articles-head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 0.5rem 1.5rem;
  margin-bottom: 1.35rem;
  padding-top: 0.5rem;
  border-top: 1px solid var(--line);
}

.articles-head h2 {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.35rem;
  letter-spacing: -0.03em;
}

.articles-featured {
  margin-bottom: 1rem;
}

.article-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.article-card {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  padding: 1.3rem 1.35rem 1.2rem;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 2px);
  text-decoration: none;
  color: inherit;
  box-shadow: var(--shadow-soft);
  transition:
    transform 0.22s cubic-bezier(0.16, 1, 0.3, 1),
    border-color 0.2s ease,
    box-shadow 0.22s ease;
  animation: article-rise 0.55s cubic-bezier(0.16, 1, 0.3, 1) both;
  position: relative;
  overflow: hidden;
  min-height: 100%;
}

.article-card::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 3px;
  background: var(--teal);
  transform: scaleY(0.35);
  transform-origin: top;
  transition: transform 0.25s ease, background 0.2s ease;
}

.article-card:hover,
.article-card:focus-visible {
  transform: translateY(-3px);
  border-color: rgba(13, 107, 99, 0.28);
  box-shadow: var(--shadow);
  color: inherit;
  text-decoration: none;
}

.article-card:hover::before,
.article-card:focus-visible::before {
  transform: scaleY(1);
  background: var(--accent);
}

.article-card--featured {
  display: grid;
  grid-template-columns: auto 1fr;
  grid-template-areas:
    "num cluster"
    "badge badge"
    "title title"
    "excerpt excerpt"
    "foot foot";
  column-gap: 1rem;
  row-gap: 0.55rem;
  padding: 1.65rem 1.75rem 1.45rem;
  background:
    radial-gradient(ellipse 50% 80% at 100% 0%, rgba(255, 106, 26, 0.12), transparent 55%),
    linear-gradient(135deg, #fff7f1 0%, #ffffff 48%),
    var(--panel);
  border-color: rgba(255, 106, 26, 0.2);
}

.article-card--featured::before {
  width: 4px;
  background: linear-gradient(180deg, var(--accent), #ff8a3d 55%, var(--teal));
  transform: scaleY(1);
}

.article-card--featured .article-card__top {
  display: contents;
}

.article-card--featured .article-card__num {
  grid-area: num;
  font-size: clamp(2.4rem, 5vw, 3.4rem);
  line-height: 0.9;
  letter-spacing: -0.04em;
  color: rgba(255, 106, 26, 0.55);
  align-self: end;
}

.article-card--featured .article-card__cluster {
  grid-area: cluster;
  justify-self: end;
  align-self: start;
}

.article-card__badge {
  grid-area: badge;
  display: inline-flex;
  width: fit-content;
  margin: 0.15rem 0 0;
  padding: 0.28rem 0.7rem;
  border-radius: var(--radius-pill);
  background: var(--accent);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.article-card--featured .article-card__title {
  grid-area: title;
  font-size: clamp(1.4rem, 2.8vw, 1.95rem);
  max-width: 36rem;
}

.article-card--featured .article-card__excerpt {
  grid-area: excerpt;
  max-width: 42rem;
  font-size: 1.05rem;
}

.article-card--featured .article-card__foot {
  grid-area: foot;
}

.article-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
}

.article-card__num {
  font-family: var(--font-display);
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  color: var(--ink-soft);
}

.article-card__cluster {
  font-size: 0.72rem;
  font-weight: 700;
  padding: 0.28rem 0.65rem;
  border-radius: var(--radius-pill);
  background: var(--teal-soft);
  color: var(--teal);
  white-space: nowrap;
  max-width: 70%;
  overflow: hidden;
  text-overflow: ellipsis;
}

.article-card--featured .article-card__cluster {
  background: var(--accent-soft);
  color: #c44d0d;
}

.article-card__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.12rem;
  letter-spacing: -0.03em;
  line-height: 1.25;
  color: var(--ink);
}

.article-card__excerpt {
  margin: 0;
  color: var(--ink-soft);
  font-size: 0.94rem;
  line-height: 1.5;
  flex: 1;
}

.article-card__foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-top: auto;
  padding-top: 0.85rem;
  border-top: 1px solid var(--line);
}

.article-card__meta {
  font-size: 0.8rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.article-card__go {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--teal);
  transition: color 0.15s ease, transform 0.2s ease;
}

.article-card:hover .article-card__go,
.article-card:focus-visible .article-card__go {
  color: var(--accent);
  transform: translateX(3px);
}

.article-grid .article-card:nth-child(1) {
  animation-delay: 0.05s;
}
.article-grid .article-card:nth-child(2) {
  animation-delay: 0.1s;
}
.article-grid .article-card:nth-child(3) {
  animation-delay: 0.15s;
}
.article-grid .article-card:nth-child(4) {
  animation-delay: 0.2s;
}

@keyframes article-rise {
  from {
    opacity: 0;
    transform: translateY(12px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.articles-next {
  margin-top: 2.4rem;
  padding: 1.4rem 1.35rem 1.3rem;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 2px);
  background:
    radial-gradient(ellipse 60% 100% at 0% 50%, rgba(13, 107, 99, 0.07), transparent 55%),
    var(--panel);
}

.articles-next__label {
  margin: 0 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-soft);
}

.articles-next__links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.articles-chip {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 0.4rem 0.95rem;
  border-radius: var(--radius-pill);
  background: #fff;
  border: 1px solid var(--line);
  color: var(--ink);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9rem;
  transition: border-color 0.15s ease, color 0.15s ease, background 0.15s ease;
}

.articles-chip:hover {
  border-color: rgba(13, 107, 99, 0.35);
  color: var(--teal);
  background: var(--teal-soft);
}

@media (max-width: 860px) {
  .hero__stage--articles {
    grid-template-columns: 1fr;
  }

  .hero--articles .hero__card-slot {
    justify-content: center;
  }

  .editorial-panel {
    margin: 0.75rem auto 0;
    transform: rotate(-2deg);
  }

  .article-grid {
    grid-template-columns: 1fr;
  }

  .article-card--featured {
    grid-template-columns: 1fr;
    grid-template-areas:
      "cluster"
      "badge"
      "title"
      "excerpt"
      "foot";
  }

  .article-card--featured .article-card__num {
    display: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .editorial-panel,
  .article-card {
    animation: none;
  }

  .article-card:hover,
  .article-card:focus-visible {
    transform: none;
  }
}

.article-body > h2:first-child {
  margin-top: 0;
}

.answer {
  background: var(--teal-soft);
  border-left: 3px solid var(--teal);
  padding: 1rem 1.15rem;
  margin: 0 0 1.5rem;
  max-width: min(100%, 48rem);
}

.hero--compact .lead.answer {
  max-width: min(100%, 52rem);
}

.table-wrap {
  overflow-x: auto;
  width: 100%;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--panel);
  box-shadow: var(--shadow-soft);
}

table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
  min-width: 640px;
}

th,
td {
  text-align: left;
  padding: 0.75rem 0.85rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

th {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--ink-soft);
  background: var(--bg-deep);
}

.cons {
  color: var(--warn);
}

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.5rem;
  align-items: center;
  font-size: 0.82rem;
  color: var(--ink-soft);
  /* margin-block only — never wipe .wrap { margin-inline: auto } */
  margin-block: 0 0.85rem;
  margin-inline: 0;
}

.breadcrumbs.wrap {
  margin-inline: auto;
  margin-block: 1rem 0;
  padding-block: 0;
}

.page-head {
  padding-top: 1rem;
}

.page-head .breadcrumbs {
  margin-bottom: 1rem;
}

.breadcrumbs a {
  color: var(--ink-soft);
  text-decoration: none;
}

.breadcrumbs a:hover {
  color: var(--ink);
  text-decoration: underline;
}

.fact-box {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.fact-box__item {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) - 2px);
  padding: 0.75rem 0.85rem;
  box-shadow: var(--shadow-soft);
}

.fact-box__label {
  display: block;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--ink-soft);
  margin-bottom: 0.25rem;
}

.fact-box__value {
  display: block;
  font-weight: 700;
  font-size: 0.98rem;
}

.card-faq {
  display: grid;
  gap: 0.85rem;
}

.card-faq__item {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 0.95rem 1.05rem;
}

.card-faq__item h3 {
  margin: 0 0 0.4rem;
  font-size: 1.02rem;
}

.card-faq__item p {
  margin: 0;
  color: var(--ink-soft);
}

.card-alts {
  padding-left: 1.15rem;
}

.card-alts li {
  margin-bottom: 0.55rem;
}

.trust-box h2 {
  margin-top: 0;
}

.cluster-title {
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
}

.cluster-links {
  color: var(--ink-soft);
  line-height: 1.7;
}

.tile--sticky {
  position: sticky;
  top: 1rem;
}

@media (max-width: 900px) {
  .fact-box {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .tile--sticky {
    position: static;
  }
}

@media (max-width: 560px) {
  .fact-box {
    grid-template-columns: 1fr;
  }
}

.calc {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1.1fr 1fr;
  align-items: start;
}

@media (max-width: 860px) {
  .calc {
    grid-template-columns: 1fr;
  }
}

.calc__panel {
  background: var(--panel);
  border: 1px solid var(--line);
  padding: 1.2rem;
}

.field {
  display: grid;
  gap: 0.35rem;
  margin-bottom: 0.9rem;
}

.field label {
  font-size: 0.85rem;
  font-weight: 700;
}

.field input {
  min-height: 44px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 0.55rem 0.7rem;
  font: inherit;
  background: #fff;
  color: var(--ink);
}

.calc-note {
  font-size: 0.85rem;
  color: var(--ink-soft);
  margin: 0.5rem 0 0;
}

.result-row {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--line);
}

.result-row strong {
  font-family: var(--font-display);
  font-size: 1.05rem;
}

.result-row__why {
  margin: 0.35rem 0 0.45rem;
  font-size: 0.84rem;
  color: var(--ink-soft);
  line-height: 1.4;
  max-width: 42rem;
}

.disclaimer {
  font-size: 0.82rem;
  color: var(--ink-soft);
  border-top: 1px solid var(--line);
  padding-top: 1rem;
  margin-top: 2rem;
}

.site-footer {
  border-top: 1px solid var(--line);
  padding: 2rem 0 2.5rem;
  margin-top: 1rem;
  color: var(--ink-soft);
  font-size: 0.9rem;
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.1rem;
  margin-bottom: 0.85rem;
}

.site-footer a {
  color: var(--ink-soft);
  text-decoration: none;
}

.pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1rem 0 0;
}

.pill-list span {
  border: 1px solid var(--line);
  background: var(--panel);
  padding: 0.35rem 0.65rem;
  font-size: 0.82rem;
}

.scenario-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1rem 0 0;
}

.scenario-chip {
  display: inline-block;
  border: 1px solid var(--line);
  background: var(--panel);
  color: var(--ink);
  padding: 0.45rem 0.85rem;
  font-size: 0.9rem;
  font-weight: 600;
  text-decoration: none;
  font-family: inherit;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, color 0.15s ease;
}

.scenario-chip:hover {
  border-color: var(--accent);
  background: color-mix(in srgb, var(--accent) 12%, var(--panel));
}

.scenario-chip.is-active {
  border-color: var(--ink);
  background: var(--ink);
  color: var(--bg);
}

.catalog-presets {
  margin-bottom: 1rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--line);
}

.catalog-presets .scenario-chips {
  margin-top: 0;
}

.catalog-presets__hint {
  margin: 0.65rem 0 0;
}

.catalog-presets__hint[hidden] {
  display: none;
}

.cta-bar {
  margin-top: 1.5rem;
  padding: 1.1rem 1.2rem;
  background: var(--ink);
  color: var(--bg);
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
}

.cta-bar p {
  margin: 0;
  max-width: 36rem;
}

.cta-bar .btn--primary {
  background: var(--accent);
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

/* —— Home: hero brand mark + nav strip + sections —— */
.brand-mark {
  margin: 0 0 0.85rem;
  font-family: var(--font-display);
  font-size: clamp(1.65rem, 3.4vw, 2.35rem);
  font-weight: 700;
  letter-spacing: -0.04em;
  line-height: 1;
  color: var(--ink);
}

.brand-mark span {
  color: var(--accent);
}

.hero--home .hero__copy h1,
.hero--slider .hero__copy h1 {
  font-size: clamp(1.55rem, 3vw, 2.15rem);
  max-width: 18ch;
}

.home-nav {
  padding: 0 0 0.5rem;
  margin-top: -0.35rem;
}

.hub-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 0.65rem;
}

.hub-tile {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 0.55rem;
  min-height: 5.6rem;
  padding: 0.95rem 1rem;
  text-decoration: none;
  color: inherit;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 2px);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.95), rgba(246, 249, 248, 0.9)),
    var(--panel);
  box-shadow: var(--shadow-soft);
  transition: transform 0.18s ease, border-color 0.18s ease, box-shadow 0.18s ease;
}

.hub-tile:hover {
  transform: translateY(-2px);
  border-color: rgba(13, 107, 99, 0.28);
  box-shadow: var(--shadow);
  color: inherit;
}

.hub-tile--primary {
  border-color: transparent;
  background:
    radial-gradient(ellipse 90% 80% at 100% 0%, rgba(255, 138, 61, 0.28), transparent 55%),
    linear-gradient(145deg, #163f3f 0%, #0d5c56 48%, #122428 100%);
  color: #f5fbf9;
  box-shadow: 0 14px 28px rgba(13, 61, 57, 0.18);
}

.hub-tile--primary:hover {
  border-color: transparent;
  color: #f5fbf9;
  box-shadow: 0 18px 34px rgba(13, 61, 57, 0.24);
}

.hub-tile__title {
  font-family: var(--font-display);
  font-size: 0.92rem;
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.02em;
}

.hub-tile__meta {
  font-size: 0.78rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.hub-tile--primary .hub-tile__meta {
  color: rgba(245, 251, 249, 0.7);
}

.home-news-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.85rem;
  margin-top: 1.15rem;
}

.home-news-card {
  margin: 0;
  position: relative;
  border: 0;
  border-radius: calc(var(--radius) + 2px);
  background: var(--panel);
  box-shadow: var(--shadow-soft);
  overflow: hidden;
}

.home-news-card::before {
  content: "";
  display: block;
  height: 4px;
  background: linear-gradient(90deg, var(--accent), var(--teal));
}

.home-news-card a {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
  padding: 1rem 1.05rem 1.15rem;
  text-decoration: none;
  color: inherit;
  min-height: 100%;
}

.home-news-card a:hover .home-news-card__title {
  color: var(--teal);
}

.home-news-card__date,
.home-news-card__tag {
  font-size: 0.76rem;
  font-weight: 700;
}

.home-news-card__date {
  color: var(--ink-soft);
}

.home-news-card__tag {
  width: fit-content;
  padding: 0.15rem 0.5rem;
  border-radius: 999px;
  background: var(--teal-soft);
  color: var(--teal);
}

.home-news-card__title {
  font-size: 0.98rem;
  line-height: 1.35;
  letter-spacing: -0.01em;
}

.home-split {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(240px, 0.75fr);
  gap: 1rem 1.25rem;
  align-items: stretch;
}

.home-split__aside {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  padding: 1.35rem 1.3rem;
  border-radius: calc(var(--radius) + 4px);
  border: 1px solid var(--line);
  background:
    radial-gradient(ellipse 80% 70% at 0% 0%, rgba(255, 106, 26, 0.12), transparent 55%),
    var(--panel);
  box-shadow: var(--shadow-soft);
}

.home-split__aside h2 {
  margin: 0;
  font-size: 1.2rem;
}

.home-split__aside .meta {
  margin: 0;
}

.home-split__aside > p:not(.meta):not(.eyebrow) {
  margin: 0.15rem 0 0.55rem;
  color: var(--ink-soft);
  font-size: 0.92rem;
}

.home-split__aside .btn {
  margin-top: auto;
  align-self: flex-start;
}

.scenario-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1rem;
}

.scenario-pill {
  display: inline-flex;
  align-items: center;
  padding: 0.7rem 1.05rem;
  border-radius: var(--radius-pill);
  border: 1px solid var(--line);
  background: var(--panel);
  text-decoration: none;
  color: var(--ink);
  font-weight: 700;
  font-size: 0.92rem;
  box-shadow: var(--shadow-soft);
  transition: border-color 0.15s ease, color 0.15s ease, transform 0.15s ease;
}

.scenario-pill:hover {
  border-color: var(--teal);
  color: var(--teal);
  transform: translateY(-1px);
}

/* —— Rates strip + CBR widget —— */
.rates-strip {
  border-top: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.55);
}

.rates-strip__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.55rem 1.25rem;
  padding: 0.45rem 0;
  font-size: 0.82rem;
}

.rates-strip__label {
  color: var(--ink-soft);
  font-weight: 600;
  white-space: nowrap;
}

.rates-strip__list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem 1rem;
}

.rates-strip__item {
  color: var(--ink);
  font-variant-numeric: tabular-nums;
  font-weight: 600;
}

.rates-strip__item abbr {
  text-decoration: none;
  color: var(--teal);
  margin-right: 0.2rem;
}

.rates-strip__item.is-up {
  color: #0d6b63;
}

.rates-strip__item.is-down {
  color: #b42318;
}

.rates-strip__label,
.rates-strip__item {
  text-decoration: none;
}

.rates-strip__label:hover,
.rates-strip__item:hover {
  color: var(--accent);
}

/* 1000bankov-style CBR widget */
.cbr-widget {
  padding: 1.25rem 1.35rem 1.15rem;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 4px);
  background: var(--panel);
  box-shadow: var(--shadow-soft);
}

.cbr-widget__head {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  justify-content: space-between;
  gap: 0.5rem 1rem;
  margin-bottom: 0.85rem;
}

.cbr-widget__title {
  margin: 0;
  font-size: 1.15rem;
}

.cbr-widget__head .meta {
  margin: 0.25rem 0 0;
}

.cbr-widget__list {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--line);
}

.cbr-widget__row {
  display: grid;
  grid-template-columns: 3.4rem minmax(0, 1.2fr) minmax(5.5rem, 0.8fr) minmax(7rem, 1fr);
  gap: 0.55rem 0.85rem;
  align-items: center;
  padding: 0.85rem 0.15rem;
  border-bottom: 1px solid var(--line);
  text-decoration: none;
  color: inherit;
}

.cbr-widget__row:hover {
  background: rgba(13, 107, 99, 0.04);
}

.cbr-widget__code {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 3.1rem;
  padding: 0.35rem 0.4rem;
  border-radius: 999px;
  background: rgba(13, 107, 99, 0.1);
  color: var(--teal);
  font-family: var(--font-display);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.cbr-widget__name {
  font-weight: 600;
  color: var(--ink-soft);
}

.cbr-widget__value {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  text-align: right;
}

.cbr-widget__delta {
  font-size: 0.88rem;
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  text-align: right;
}

.cbr-widget__row.is-up .cbr-widget__delta {
  color: #0d6b63;
}

.cbr-widget__row.is-down .cbr-widget__delta {
  color: #b42318;
}

.cbr-widget__row.is-flat .cbr-widget__delta {
  color: var(--ink-soft);
}

.cbr-widget__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 0.95rem;
}

.cbr-widget__chip {
  display: inline-flex;
  align-items: center;
  padding: 0.45rem 0.85rem;
  border: 1px solid var(--line);
  border-radius: 999px;
  text-decoration: none;
  color: var(--teal);
  font-size: 0.86rem;
  font-weight: 700;
  background: rgba(255, 255, 255, 0.7);
}

.cbr-widget__chip:hover {
  border-color: var(--teal);
  color: var(--accent);
}

.rates-page__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(240px, 0.7fr);
  gap: 1.25rem;
  align-items: start;
}

.rates-page__aside {
  padding: 1.2rem 1.25rem;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 2px);
  background:
    radial-gradient(ellipse 80% 70% at 100% 0%, rgba(255, 106, 26, 0.1), transparent 55%),
    var(--panel);
}

.rates-page__aside h2 {
  margin: 0.35rem 0 0.65rem;
  font-size: 1.15rem;
}

.rates-page__aside p {
  margin: 0;
  color: var(--ink-soft);
}

.rates-page__aside .actions {
  margin-top: 1rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
}

.rates-converter {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr) minmax(180px, 0.9fr);
  gap: 0.85rem 1rem;
  align-items: end;
  margin-top: 1rem;
  padding: 1.15rem 1.2rem;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 2px);
  background: var(--panel);
}

.rates-converter__label {
  margin: 0;
  font-size: 0.78rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.rates-converter__value {
  margin: 0.2rem 0 0;
  font-family: var(--font-display);
  font-size: 1.45rem;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}

.table-wrap {
  overflow-x: auto;
  margin-top: 1rem;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 2px);
  background: var(--panel);
}

.rates-table {
  width: 100%;
  border-collapse: collapse;
  font-variant-numeric: tabular-nums;
}

.rates-table th,
.rates-table td {
  padding: 0.75rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--line);
}

.rates-table th {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--ink-soft);
  background: rgba(13, 107, 99, 0.05);
}

.rates-table tr:last-child td {
  border-bottom: 0;
}

.rates-table__code {
  display: inline-block;
  min-width: 2.6rem;
  margin-right: 0.35rem;
  font-weight: 700;
  color: var(--teal);
}

.rates-table__num {
  font-weight: 700;
}

.rates-table__delta {
  font-weight: 600;
}

.rates-table tr.is-up .rates-table__delta {
  color: #0d6b63;
}

.rates-table tr.is-down .rates-table__delta {
  color: #b42318;
}

.offers__more {
  display: flex;
  justify-content: center;
  margin-top: 1.25rem;
}

.offers__more[hidden] {
  display: none;
}

.offers__more .btn {
  min-width: min(100%, 16rem);
}

.section-head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 0.5rem 1.25rem;
  margin-bottom: 0.75rem;
}

.section-head h2 {
  margin: 0;
}

.section-head__link {
  font-weight: 700;
  text-decoration: none;
  color: var(--teal);
}

.section-head__link:hover {
  color: var(--accent);
}

.home-calc {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(220px, 0.8fr);
  gap: 1.25rem 2rem;
  align-items: center;
  padding: 1.5rem 1.4rem;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 4px);
  background:
    radial-gradient(ellipse 70% 80% at 100% 0%, rgba(255, 106, 26, 0.1), transparent 55%),
    var(--panel);
  box-shadow: var(--shadow-soft);
}

.home-calc__copy h2 {
  margin: 0.35rem 0 0.65rem;
}

.home-calc__copy p {
  margin: 0;
  color: var(--ink-soft);
  max-width: 36rem;
}

.home-calc__copy .actions {
  margin-top: 1.15rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

.home-calc__panel {
  padding: 1.25rem 1.2rem;
  border-radius: 18px;
  color: #f3faf8;
  background:
    radial-gradient(ellipse 80% 60% at 80% 0%, rgba(255, 138, 61, 0.28), transparent 50%),
    linear-gradient(160deg, #163f3f 0%, #0d5c56 42%, #122428 100%);
  box-shadow: 0 16px 36px rgba(18, 22, 28, 0.14);
  transform: rotate(-2deg);
}

.home-calc__panel-label {
  margin: 0;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.65;
}

.home-calc__panel-eq {
  margin: 0.9rem 0 0.35rem;
  font-family: var(--font-display);
  font-size: 1.2rem;
  letter-spacing: -0.03em;
}

.home-calc__panel-note {
  margin: 0;
  opacity: 0.7;
  font-size: 0.9rem;
}

.home-week__criteria {
  margin: 0 0 1.1rem;
  color: var(--ink-soft);
  max-width: 48rem;
}

.week-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 0.85rem;
}

.week-card {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  padding: 1rem 1rem 0.95rem;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  text-decoration: none;
  color: inherit;
  box-shadow: var(--shadow-soft);
  transition: transform 0.2s ease, border-color 0.15s ease, box-shadow 0.2s ease;
  min-height: 100%;
}

.week-card:hover {
  transform: translateY(-2px);
  border-color: rgba(13, 107, 99, 0.28);
  box-shadow: var(--shadow);
  color: inherit;
}

.week-card__num {
  font-family: var(--font-display);
  font-size: 0.8rem;
  color: var(--ink-soft);
  letter-spacing: 0.04em;
}

.week-card__bank {
  font-size: 0.78rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.week-card__name {
  font-family: var(--font-display);
  font-size: 1rem;
  letter-spacing: -0.02em;
  line-height: 1.25;
}

.week-card__meta {
  font-size: 0.8rem;
  color: var(--ink-soft);
  margin-top: auto;
}

.week-card__go {
  margin-top: 0.45rem;
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--teal);
}

.news-list {
  list-style: none;
  margin: 1rem 0 0;
  padding: 0;
  border-top: 1px solid var(--line);
}

.news-list__item {
  border-bottom: 1px solid var(--line);
}

.news-list__item a {
  display: grid;
  grid-template-columns: 4.5rem 6.5rem minmax(0, 1fr);
  gap: 0.65rem 1rem;
  align-items: baseline;
  padding: 0.95rem 0;
  text-decoration: none;
  color: inherit;
}

.news-list__item a:hover .news-list__title {
  color: var(--teal);
}

.news-list__date,
.news-list__tag {
  font-size: 0.8rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.news-list__tag {
  color: var(--teal);
}

.news-list__title {
  font-weight: 700;
  line-height: 1.35;
}

.home-articles {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1rem;
}

.home-article {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
  padding: 1.15rem 1.2rem;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  text-decoration: none;
  color: inherit;
  box-shadow: var(--shadow-soft);
  transition: transform 0.2s ease, border-color 0.15s ease;
}

.home-article:hover {
  transform: translateY(-2px);
  border-color: rgba(13, 107, 99, 0.25);
  color: inherit;
}

.home-article__meta {
  font-size: 0.78rem;
  color: var(--ink-soft);
  font-weight: 600;
}

.home-article__title {
  font-family: var(--font-display);
  font-size: 1.05rem;
  letter-spacing: -0.02em;
  line-height: 1.3;
}

.home-article__desc {
  font-size: 0.9rem;
  color: var(--ink-soft);
  line-height: 1.45;
}

.home-scenarios {
  margin-top: 1rem;
}

.home-seo {
  border-top: 1px solid var(--line);
}

.home-seo h2 {
  font-size: 1.2rem;
}

@media (max-width: 1100px) {
  .hub-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .week-grid,
  .home-news-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-split {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 860px) {
  .home-calc {
    grid-template-columns: 1fr;
  }

  .home-calc__panel {
    transform: none;
    max-width: 22rem;
  }

  .hub-grid {
    grid-template-columns: 1fr 1fr;
  }

  .rates-page__grid,
  .rates-converter,
  .week-grid,
  .home-articles,
  .home-news-grid {
    grid-template-columns: 1fr;
  }

  .cbr-widget__row {
    grid-template-columns: 3.2rem minmax(0, 1fr);
    grid-template-areas:
      "code name"
      "code value"
      "code delta";
  }

  .cbr-widget__code {
    grid-area: code;
  }

  .cbr-widget__name {
    grid-area: name;
  }

  .cbr-widget__value {
    grid-area: value;
    text-align: left;
  }

  .cbr-widget__delta {
    grid-area: delta;
    text-align: left;
  }

  .news-list__item a {
    grid-template-columns: 4rem minmax(0, 1fr);
  }

  .news-list__tag {
    grid-column: 2;
  }

  .news-list__title {
    grid-column: 1 / -1;
  }
}